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NPS Calculator se aap apna National Pension System (NPS) retirement corpus, lumpsum withdrawal amount aur estimated monthly pension calculate kar sakte hain, apni monthly contribution aur expected return ke basis par.
Agar 30 saal ki age se ₹5,000/month NPS me 10% expected return pe 60 saal tak (360 months) invest karte hain, to total corpus approx ₹1.14 Crore banega. Isme se 40% se annuity leni hogi jo lifetime monthly pension degi, aur 60% lumpsum tax-free milega.
| Feature | Details |
|---|---|
| Tax Benefit | Section 80CCD(1B) ke under extra ₹50,000 deduction (80C ke upar) - Income Tax Act 2025 me Section 124(3), sirf Old Regime me available |
| Low Cost | Fund management charges sabse kam hote hain compared to mutual funds |
| Market Linked | Equity, Corporate Bonds aur Govt Securities me diversified investment |
| Partial Withdrawal | 3 saal ke baad kuch conditions me partial withdrawal allowed hai |
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